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Insurance

CGHS, Insurance & Payments

CGHS and FCI empanelled Ayurveda hospital in Kottayam, with cashless and reimbursement insurance options.

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Insurance Coverage

We accept most major health insurance plans. Ayurvedic treatments are increasingly covered under alternative medicine benefits.

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Accepted Providers

We work with government health schemes, private insurance companies, and corporate health plans.

payments

Flexible Payment

We offer flexible payment options including cash, card, UPI, and installment plans for long-term treatments.

Government Health Schemes

CGHS Empanelled Ayurveda Hospital in Kottayam

Kooplicat Ayurveda Hospital is empanelled under the Central Government Health Scheme (CGHS) and is a medical partner for Food Corporation of India (FCI) employees. As a NABH accredited Ayurveda hospital in Kottayam, Kerala, we offer inpatient and outpatient Ayurvedic treatment, including Panchakarma, to eligible beneficiaries under their scheme.

Who can use CGHS at Kooplicat?

Serving and retired Central Government employees, pensioners and their eligible dependants who hold a valid CGHS card can receive Ayurvedic treatment at our hospital, subject to the rules of the scheme.

FCI employees and families

As an empanelled FCI medical partner, we treat Food Corporation of India staff and their eligible family members. Our insurance desk handles the paperwork with you.

What to bring for CGHS or FCI treatment

  • check_circle Your valid CGHS card or FCI employee / dependant ID
  • check_circle A government-issued photo ID (such as Aadhaar)
  • check_circle Any referral or permission letter required under your scheme
  • check_circle Previous prescriptions, reports and discharge summaries related to your condition

Scheme rules can change, so please call our insurance desk before admission. We will confirm your eligibility and the exact documents needed for your case. Learn more about our NABH accreditation or explore our Panchakarma and Ayurvedic therapies.

How to Use Your Insurance

1

Verify Coverage

Contact us with your insurance details before your visit.

2

Get Pre-Authorization

We'll help you obtain necessary approvals from your insurer.

3

Treatment Documentation

Our doctors provide detailed treatment plans and reports.

4

Claims Processing

We assist with filing claims and provide all required documentation.

5

Reimbursement

Track your claim status and receive reimbursement as per your policy.

Our Insurance Partners

We work with leading insurance providers to make quality Ayurvedic healthcare accessible to you.

credit_score Cashless Facility Available

MAX/NIVA BUPA

MAX/NIVA BUPA

SBI GENERAL

SBI GENERAL

UNIVERSAL SOMPO

UNIVERSAL SOMPO

receipt_long Available on Reimbursement

CHOLA MS

CHOLA MS

ADITYA BIRLA

ADITYA BIRLA

IFFCO TOKIO

IFFCO TOKIO

NAVI

NAVI

ICICI

ICICI

STAR HEALTH

STAR HEALTH

GALAXY

GALAXY

LIBERTY

LIBERTY

LINK-K

LINK-K

FUTURE GENERALI

FUTURE GENERALI

GO DIGIT

GO DIGIT

HDFC ERGO

HDFC ERGO

NATIONAL

NATIONAL

UNITED INDIA

UNITED INDIA

ORIENTAL

ORIENTAL

KOTAK MAHINDRA

KOTAK MAHINDRA

NEW INDIA

NEW INDIA

MAGMA

MAGMA

TATA AIG

TATA AIG

CARE

CARE

BAJAJ

BAJAJ

MEDIASSIST

MEDIASSIST

MANIPAL

MANIPAL

PARAGON

PARAGON

Need Help with Insurance?

Our dedicated insurance coordination team is here to help you navigate the process. We understand that insurance can be complex, and we're committed to making it as simple as possible for you.

Frequently Asked Questions

Is Kooplicat Ayurveda Hospital CGHS empanelled?

Yes. We are empanelled under CGHS, so eligible beneficiaries can receive Ayurvedic treatment at our Kottayam hospital under their scheme. Contact our insurance desk to confirm the documents needed for your case.

Can FCI employees get Ayurvedic treatment at Kooplicat?

Yes. We are an empanelled medical partner for FCI employees. Contact our insurance desk before admission to confirm eligibility and paperwork.

Is Ayurvedic treatment covered by health insurance in India?

Many Indian health insurance policies cover inpatient AYUSH treatment, including Ayurveda, at qualifying hospitals. Coverage depends on your policy terms. We offer cashless treatment with selected insurers and reimbursement support with many others.

Do you accept all insurance plans?

We accept most major insurance plans. However, coverage varies by policy. Contact us to verify your specific coverage.

Can I get cashless treatment?

Yes, cashless treatment is available for approved insurance plans. Pre-authorization from your provider is required.

What if my insurance doesn't cover Ayurveda?

We offer competitive pricing and flexible payment plans. Our team can work with you to create a schedule that fits your budget.

How long does claims processing take?

Processing times vary by provider, typically 15-30 days. We provide documentation promptly to expedite your claim.